Best USA online peer-to-peer lending platforms

Blockchain technology gives many futures and makes the future of financial technology or Fintech. One of the best features of these systems is peer-to-peer lending and borrow without any middleman

In this article, we want to inform a new lending platform that borrows money to you for any personal or business purpose. Online peer-to-peer lending allowing members to directly invest in and borrow from each other and score a low, fixed-rate personal loan or business loans
Online peer-to-peer lending gives several features that many banks and financial institutions cannot do it fast. In this platform, you can loan from $2000 up to $40000 for personal usage and get a loan up to $500000 for Business purposes.
P2P lending Rates range from 6.95% to 35.99% APR and loan terms range from 36 to 72 months without prepayment penalties and no origination fees. The most important thing about these platforms is they firs evaluate your credit score and checking your eligibility does not affect your credit score.

The United States is the leader of Blockchain in 2019 and we decide to inform best Fintech platform based on Blockchain below

USA-online peer-to-peer lending

Step by step to borrow from online peer-to-peer lending
1. Apply Online: Fill out our easy personal loan application
2. Check Your Rate: Select the offer and terms that best fit your needs.
3. Verify Your Info: upload identity with the online confirmation process
4. Receive Your Funds: your loans will be electronically deposited into your account

The benefit of P2P online lending platforms
No sign-up fees
No late fees
No prepayment fees
Checking rate will not affect your credit score
Clear and transparent process
No middleman and support by real people
Lower rates than most credit cards
Customizable loan terms
Fast and online with No waste of time
Simple and Easy

Best P2P online loans
Many companies and startups try to give loan services. Below we decide to inform the best loan with the lowest rate.
1.Prosper
• Fixed rates from 6.95%-35.99% APR.
• Get up to $40,000 in a few days.
• Term up to 5 years
• An easy online application
• No rate hike or payment increases
• No prepayment penalties
2. Lendingclub
• Personal loans up to $40,000
• Rates from 6.95%-35.89% APR
• No prepayment penalties.
• Term up to 5 years
3. Eloan
• Personal loans up to $35,000
• Fixed rates from 7.99% to 19.49% APR1
• Flexible loan payment schedule: 15-day grace period
• No late payment penalty
• 1-hour credit decision
4. Evant
• Loans up to $35000
• Rates from 9.95% – 35.99% APR
• Apply from home and get a decision in minutes entirely online.
5. Marcus
• Loans up to $40,000
• Loan terms range from 36 to 72 months
• Fixed rates from 6.99% to 28.99% APR.
• For NY residents, rates range from 6.99% to 24.99% APR

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